Fees listed on the website are for informational purposes only. Fees are subject to change. Please contact the credit union for a copy of the official fee schedule.
Effective 11/01/24
Service | Fees |
---|---|
Account Research/Reconciliation | $30 per hour |
Bad Address Fee 1 | $5.00 |
Cash Advance Fee | 1.50% |
Cashier's Check Fee 2 | $5.00 |
Check Cashing Fee 3 | $5.00 |
Courtesy Pay Fee | $5.00 |
Debit/Credit Card Replacement | $10.00 |
Debit/Credit Card Rush Processing/Shipping | At Cost |
Excess Withdrawal Fee 4 | $20.00 |
Foreign Transaction Fee | 1% |
Garnishment/Levy Processing | $50.00 |
Loan Late Fee 5 | $35.00 |
Loan Processing Fee $500 to $4,999.99 | $50.00 |
Loan Processing Fee $5,000 to $14,999.99 | $150.00 |
Loan Processing Fee $15,000 to $29,999.99 | $200.00 |
Loan Processing Fee $30,000 and Greater | $250.00 |
Loan Skip Pay Fee 6 | $40.00 |
New Member Fee | $5.00 |
Non-Sufficient Funds/Returned Item/Negative Balance Fee | $35.00 |
Overdraft Transfer Fee | $5.00 |
Paper Statement Fee 7 | $5.00 |
Payment Fee 8 | $8.00 |
Returned Check Fee | $35.00 |
Safe Deposit Box 3x5 | $30.00 |
Safe Deposit Box 3x10 | $40.00 |
Safe Deposit Box 5x10 | $50.00 |
Safe Deposit Box 10x10 | $75.00 |
Stop Payment Fee | $15.00 |
Wire Fee - Incoming | $15.00 |
Wire Fee - Outgoing Domestic | $15.00 |
Wire Fee - Outgoing International | $30.00 |
1 Charged monthly until address is corrected
2 Waived if check is made payable to the member
3 Only assessed on inactive accounts
4 Only assessed on Club accounts after 1 free transfer per year
5 10-day grace period on all loans
6 Only 2 skip payments allowed per year / other exclusions apply
7 Waived for ages 17 and under and 55 and older / can be avoided by enrolling in e-statements
8 Only assessed when making a payment using a debit or credit card
My loan officer was AMAZING! She shared multiple different choices and routes I could go and we decided on doing a personal loan to cut my interest in half. She explained the entire process and made sure I was comfortable with payments before submitting my loan. GPFCU has always been my family’s go to for loans and banking and we will continue to do so. Thank you so much!Emily, Member